Budgeting for a homeowner association (HOA) typically involves two elements: 1) Annual operating expenses; 2) Intermittent or non-annual replacement reserve

https://www.thedenverchannel.com/news/local-news/hoa-forecloses-on-more-than-50-green-valley-ranch-homes?_amp=true For more than a decade the marketing tag-line for CID Analytics (CIDA), the company behind the CIDA REPORT™, has been