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April 21, 2026

Fixing the Imperfect Machine™ – Part 3
April 17, 2026

HOA Financial Model is being Stress-Tested in the Real World
April 10, 2026

Trouble in Condo Paradise – A 20-Year Warning Comes Due
April 7, 2026

Fixing the Imperfect Machine™ – Part 2
April 3, 2026

A Nod to the Brief-case Builders of Yesteryear
March 31, 2026

Fixing the Imperfect Machine™
March 24, 2026

Fannie Mae® Admits the HOA Reserve System Is Broken
March 20, 2026

The “Imperfect Machine” – In Memory of Henry P. Horton
March 17, 2026

The Portland “Plunge” Is No Sale – It’s a Warning
March 10, 2026

Private Metropolis – PSDs, ESDs, BIDs, STDs, and Beyond – Part 8
March 10, 2026

Headline: Private Metropolis, PSDs – Portland, OR and Beyond – Part 7
March 3, 2026

New Orleans & the Security Taxing District – Part 6
February 27, 2026

Privatized Special Districts & the Aldermanic Patronage / Gatekeeping Layer – Part 5
February 23, 2026

“Special Districts” & the Privatization of Municipal Functions – Part 4
February 18, 2026

“Special Districts” & the Privatization of Municipal Functions – Part 3
February 13, 2026

Privatized Special Districts & the Privatization of Municipal Functions – Part 2
February 10, 2026

PSDs- the Privatization of Municipal Functions – Part 1
February 6, 2026

Keeping the CID Thought Leaders Close
February 3, 2026

There Is No Such Thing as a “Free Market” – ESPECIALLY when it comes to CIDs
January 30, 2026

CAI 2026: Past Failures, and the Reckoning Ahead – Part 3
January 27, 2026

Rocky CAI Beginning and Legacy of Missing Reforms – Part 2
January 20, 2026

The People Behind CAI: The 1973 Founders That Shaped HOA Governance – Part 1
January 16, 2026

The Private Metropolis and the Eclipse of Democratic Governance
January 13, 2026

U.S. Housing Crisis and Common Interest Developments
December 5, 2025

HUD = DUD = FUD – Invisible Housing Sector Hiding in Plain Sight
November 24, 2025

HOA Financial Terminology: A Modern, No-Nonsense Glossary
November 17, 2025

The 50‑Year Mortgage: Get Out Your Checkbook and Pray!
November 15, 2025

Your HOA’s Reserves Never Lie
October 31, 2025

Financial Inertia – The Hidden Force that Sustains Failing HOAs
October 17, 2025

Thornton O’Glove & the Quality of HOA Audits
October 10, 2025

The Long Road from Denial to Self-Appointed Authority
October 7, 2025

The [SAD] State of the Nation’s Housing in 2025
September 30, 2025

Revisiting HOA Due Diligence
September 16, 2025

What Kind of Legacy Is Your HOA Creating?
September 12, 2025

No Compliance, No Commerce!
September 9, 2025

Underfunded Reserves: A Crisis Hiding in Plain Sight
September 2, 2025

Florida HOA Reckoning: A State Official Says Enough is Enough!
August 26, 2025

There Was a Time When We Looked Forward
August 19, 2025

Engineering a Condominium Association Failure
August 15, 2025

Oregon Land Use Laws and the Rise of the Permit Industrial Complex
August 8, 2025

The Rogue HOA Board: Real Cases of Misconduct and Malfeasance
August 1, 2025

Portland Puts on the Ritz – What Happened?
July 29, 2025

A Word About HOA Doc Dumps: AKA the “PDF Binder”
July 25, 2025

Welcome to The HOA Malfeasance Report™
July 18, 2025

TGWAR Strikes Again: The “Modified Cash” Delusion
July 15, 2025

The Search for the Successful HOA – K.I.S.S.
July 11, 2025

Keep the Trough Full and They Come Back for More
July 8, 2025

The Illusion of Oversight: HOA Audits and the Need for Reform
July 4, 2025

Happy Birthday, USA!
July 1, 2025

The Game Without Any Rules (TGWAR)
June 27, 2025

TGWAR: “We thought the Association was doing great.”
June 24, 2025

Champlain Towers Revisited: Four Years Later
June 17, 2025

The HOA Detective™ Rests His Case
June 13, 2025

The Tax Man Cometh
June 10, 2025

HOA Management Industry: Parallels to a Forgotten Crisis
June 3, 2025

The HOA Budget Takeover: 21st Century Urban Robbery
May 30, 2025

The Reality of the “Green Dilemma”
May 27, 2025

Conflicts of Interest in the Reserve Study Provider Space
May 20, 2025

Cowboy Developers: Condo Conversions and the Legacy of Trouble
May 13, 2025

The Ten Immutable Laws of Water Intrusion
May 6, 2025

HB 3746: Open Letter from the HOA Detective™ to the Oregon Legislature
May 2, 2025

The 2020s: Decade of the Building Exodus
April 28, 2025

Rooftop Equipment: Is your Condo Roof a Financial Time Bomb?
April 22, 2025

WARNING: This Reserve Study Uses Cash Flow Funding
April 18, 2025

Quarterly Recap: From Garden Cities to the HOA Echo Chamber
April 15, 2025

“HOA Exceptionalism” and the Lending Echo Chamber
April 12, 2025

The Percent Funded Myth – Why Reserve Study Math Fails the Test
April 8, 2025

The One Law That Would Fix Them All
April 4, 2025

HOA Borrowing Often the First Sign of Trouble – Part 2
April 1, 2025

Aging U.S. Housing Stock and Its Financial Implications for HOAs – Part 1
March 29, 2025

Post-Millennial Housing and Rising Roof Replacement Costs, Looming Crisis
March 25, 2025

Insurance Woes Undermining the Condo Lifestyle of Many
March 21, 2025

2025 Trends: What to Expect in the Condo Market
March 18, 2025

40 Years is OLD When it Comes to Housing (and HOAs)!
March 14, 2025

A Reader’s Story: Chasing the American Dream, They Can Have It
March 11, 2025

Money Laundering & HOAs Amid Trump 2.0 Deregulation Bing
March 8, 2025

A Perfect Storm is Brewing for HOAs
March 4, 2025

Underfunded Replacement Reserves; More of a Concern than Ever
February 28, 2025

The Private Metropolis and the Eclipse of Democratic Governance
February 25, 2025

The Hidden Costs of Homeownership – A Growing Crisis
February 21, 2025

Another Florida Condo Confronts the Tipping Point
February 18, 2025

The Many Troubles in HOA Paradise
February 14, 2025

HOA Accounting Standards in the era of Waste, Fraud and Abuse
February 7, 2025

Are High-Rise Condominiums the Answer to the Housing Crisis?
January 31, 2025

The Vanishing American Dream of Homeownership
January 28, 2025

The Insurance Crisis Continues to Grow (Not Only for HOAs)
January 24, 2025

Ebenezer Howard’s Utopia: From Garden Cities of To-Morrow to Privatopia (and beyond)
January 22, 2025

Impact of Los Angeles Wildfires on HOAs and Condominium Associations
January 17, 2025

The Lafayette Syndrome and Community Associations
January 13, 2025

Why Your Reserve Study Is Wrong
January 10, 2025

HOA Insurance Crisis – 2025
August 22, 2024

It’s a Reckoning for Condo Owners in Ormond Beach!
June 21, 2024

June 2024, 2021 – Another Day of Infamy?
March 12, 2024

Dreams of “Care Free,” Luxury Living Shattered!
December 14, 2023

Fannie Mae Condo Blacklist to Be Made Available*
November 16, 2023

Champlain Tower South Condominium: Could it Happen Again?
April 25, 2022

Because You Are Buying More Than a Home!
October 28, 2021

What Is A Homeowner Association (HOA) Special Assessment
July 6, 2021

The Folly of Living in Tall Buildings
December 17, 2020

The Operating Budget: I

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